Jess Smith

About Jess Smith

This author has not yet filled in any details.
So far Jess Smith has created 39 blog entries.

Well, I’m happy. What’s Next?

2019-12-09T19:58:32+00:00December 9th, 2019|ABC's of Financial Freedom, KLS Recommendations|

The owner of our company often sends me links of articles he loves, or just things I might find interesting related to my scope of work.  While the majority are quirky and related to things like collections and human resources (my two big interests), there was one that really stood out and is the

Various Values

2019-11-27T16:11:12+00:00November 27th, 2019|ABC's of Financial Freedom, Debt Collections|

In keeping with the spirit of Thanksgiving, this week’s blog will feature even more testimonials from our wonderful employees! Our mission with the past two posts is to not only continue changing the face of collections, but to also put a few names to the face of collections. We know it may get a

Understanding the Upside

2020-01-07T01:15:28+00:00November 20th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

The concept behind the ABC’s of Financial Freedom has become more and more difficult as we get toward the end of the alphabet.  I mean coming up with a topic related to finance that starts with X will be an interesting challenge.  We customize our writing around the current theme and really dive in

Thoroughly Thankful

2019-11-15T15:02:08+00:00November 15th, 2019|ABC's of Financial Freedom, Debt Collections|

With Thanksgiving just around the corner, we thought to ourselves, what better time to highlight some of the many (many!) reasons why our employees are thankful to be a part of the KLS family? You may have already read my own glowing endorsement in March’s post, but today I’m passing the mic and giving

Soldiers and the SCRA

2019-11-12T02:10:01+00:00November 11th, 2019|ABC's of Financial Freedom, Debt Collections, KLS Recommendations, Tips and Tricks|

Here at the planting seeds blog, we do our best to give financial advice and share in our financial experiences.  In honor of Veteran’s Day, we are focusing our knowledge of the financial and credit industries to our current military men and women in hopes that our understanding of the industry can help in

Rising from the Red

2019-10-30T15:32:42+00:00October 30th, 2019|Debt Collections|

With Halloween fully upon us (tomorrow, that is), we’re in the thick of the spookiest season of the year…chilly clouds of autumn mist snake their way across barren fields and lakes, making even the brightest of mornings seem strangely sinister; dead leaves hurl themselves from skeletal trees, and night falls faster and faster with

Questions about our Quality

2019-10-23T18:53:19+00:00October 23rd, 2019|ABC's of Financial Freedom, Debt Collections|

Quality of service is a widespread topic in most businesses, no matter the size.  How can a company maintain consistency in quality to retain customers and grow the business?  Now being a collection agency, we have a difficult time proving that we have this consistency in quality with the consumers we work with, because

A Psychological Perspective

2019-10-17T18:08:45+00:00October 17th, 2019|ABC's of Financial Freedom, KLS Recommendations|

A few weeks ago, we discussed a number of methods by which you can slowly begin to loosen your grip on your finances and learn how to banish the guilt that can sometimes accompany personal spending. In this article, I’d like to harken back to that same topic of conversation and touch upon a

Overdue Financial Organization

2019-10-09T18:39:50+00:00October 9th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

Two years ago, I was a financial disaster.  I was ignoring my student loans, waiting until the very last minute to pay my utilities (to the point where I was making excuses for why they were being cut off) and dodging collection calls - and I work in finance!  Over this past year, I

Nip that Negative Score in the Bud

2019-10-02T18:58:53+00:00October 2nd, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

If you’ve ever received a phone call from KLS, you were probably informed as a courtesy that your credit report has the potential to be negatively impacted by any unpaid balances. While the majority of our consumers appreciate the heads up, we also hear the relatively common retort of, “go ahead – I don’t