KLS Recommendations

Is Good Enough?

2021-01-31T17:45:13+00:00February 3rd, 2021|KLS Recommendations, Tips and Tricks|

My Grandfather died last month. I know that seems like a depressing way to start an article, and seems unrelated to collections, credit, prospective clients or consumers seeking help.  However, his death made me think about the celebration of his life. In reflecting on his life, it seemed to tell a story that I

Pandemic Proofing Your Resume: Finding a Job During a Global Pandemic

2020-07-30T19:34:26+00:00July 30th, 2020|KLS Recommendations, Tips and Tricks|

On a Friday in late March, I entered the bar where I worked to find it completely empty. I thought for sure it was a slow start to a long shift ahead. Yet, I was wrong. It never picked up. If anything, things felt weirder as the day went on. Within hours, the bar

Who Makes out in a Recession?

2020-05-04T17:06:58+00:00May 4th, 2020|KLS Recommendations|

Who makes out in a recession?  The answer is NOT collection agencies… the answer is YOU. As the world is reeling from being subjected to a pandemic virus that has indeed affected every person in this country, the thought struck me last night as to what the future economic forecast will look like?  As

Becoming Debt Free: Student Loan Edition

2020-02-28T20:00:52+00:00February 28th, 2020|KLS Recommendations, Tips and Tricks|

Often the articles we write for the Planting Seeds blog come from trending financial topics, personal experiences, or in last year’s case, my daunting idea to have an article for every letter of the alphabet.  The point is we have a mission to write topics that most consumers can relate to. This week, while

Well, I’m happy. What’s Next?

2019-12-09T19:58:32+00:00December 9th, 2019|ABC's of Financial Freedom, KLS Recommendations|

The owner of our company often sends me links of articles he loves, or just things I might find interesting related to my scope of work.  While the majority are quirky and related to things like collections and human resources (my two big interests), there was one that really stood out and is the

Understanding the Upside

2020-01-07T01:15:28+00:00November 20th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

The concept behind the ABC’s of Financial Freedom has become more and more difficult as we get toward the end of the alphabet.  I mean coming up with a topic related to finance that starts with X will be an interesting challenge.  We customize our writing around the current theme and really dive in

Soldiers and the SCRA

2019-11-12T02:10:01+00:00November 11th, 2019|ABC's of Financial Freedom, Debt Collections, KLS Recommendations, Tips and Tricks|

Here at the planting seeds blog, we do our best to give financial advice and share in our financial experiences.  In honor of Veteran’s Day, we are focusing our knowledge of the financial and credit industries to our current military men and women in hopes that our understanding of the industry can help in

A Psychological Perspective

2019-10-17T18:08:45+00:00October 17th, 2019|ABC's of Financial Freedom, KLS Recommendations|

A few weeks ago, we discussed a number of methods by which you can slowly begin to loosen your grip on your finances and learn how to banish the guilt that can sometimes accompany personal spending. In this article, I’d like to harken back to that same topic of conversation and touch upon a

Overdue Financial Organization

2019-10-09T18:39:50+00:00October 9th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

Two years ago, I was a financial disaster.  I was ignoring my student loans, waiting until the very last minute to pay my utilities (to the point where I was making excuses for why they were being cut off) and dodging collection calls - and I work in finance!  Over this past year, I

Nip that Negative Score in the Bud

2019-10-02T18:58:53+00:00October 2nd, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

If you’ve ever received a phone call from KLS, you were probably informed as a courtesy that your credit report has the potential to be negatively impacted by any unpaid balances. While the majority of our consumers appreciate the heads up, we also hear the relatively common retort of, “go ahead – I don’t