Tips and Tricks

TikTok, NO! Are you the Clickbait Victim?!

2024-08-19T17:15:14+00:00August 19th, 2024|Tips and Tricks|

By: Shelby Gilson Where are YOU getting your information? Are you googling collection agencies when you receive a notice about a past-due balance? Be careful—you might just become clickbait! In today's digital age, perceptions of debt collection agencies are often skewed by misinformation, especially on social media. It's easy to come across social media

Is Good Enough?

2021-01-31T17:45:13+00:00February 3rd, 2021|KLS Recommendations, Tips and Tricks|

My Grandfather died last month. I know that seems like a depressing way to start an article, and seems unrelated to collections, credit, prospective clients or consumers seeking help.  However, his death made me think about the celebration of his life. In reflecting on his life, it seemed to tell a story that I

Pandemic Proofing Your Resume: Finding a Job During a Global Pandemic

2020-07-30T19:34:26+00:00July 30th, 2020|KLS Recommendations, Tips and Tricks|

On a Friday in late March, I entered the bar where I worked to find it completely empty. I thought for sure it was a slow start to a long shift ahead. Yet, I was wrong. It never picked up. If anything, things felt weirder as the day went on. Within hours, the bar

Becoming Debt Free: Student Loan Edition

2020-02-28T20:00:52+00:00February 28th, 2020|KLS Recommendations, Tips and Tricks|

Often the articles we write for the Planting Seeds blog come from trending financial topics, personal experiences, or in last year’s case, my daunting idea to have an article for every letter of the alphabet.  The point is we have a mission to write topics that most consumers can relate to. This week, while

X Marks the Spot

2019-12-16T20:06:21+00:00December 16th, 2019|ABC's of Financial Freedom, Tips and Tricks|

More specifically, a very literal spot – your apartment! Seeing as my boyfriend and I are moving into a new apartment tomorrow, this seemed like a fitting topic of conversation (besides, you try coming up with an alliterative title that includes the letter X). Navigating the apartment hunting process can be undeniably frustrating –

Understanding the Upside

2020-01-07T01:15:28+00:00November 20th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

The concept behind the ABC’s of Financial Freedom has become more and more difficult as we get toward the end of the alphabet.  I mean coming up with a topic related to finance that starts with X will be an interesting challenge.  We customize our writing around the current theme and really dive in

Soldiers and the SCRA

2019-11-12T02:10:01+00:00November 11th, 2019|ABC's of Financial Freedom, Debt Collections, KLS Recommendations, Tips and Tricks|

Here at the planting seeds blog, we do our best to give financial advice and share in our financial experiences.  In honor of Veteran’s Day, we are focusing our knowledge of the financial and credit industries to our current military men and women in hopes that our understanding of the industry can help in

Overdue Financial Organization

2019-10-09T18:39:50+00:00October 9th, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

Two years ago, I was a financial disaster.  I was ignoring my student loans, waiting until the very last minute to pay my utilities (to the point where I was making excuses for why they were being cut off) and dodging collection calls - and I work in finance!  Over this past year, I

Nip that Negative Score in the Bud

2019-10-02T18:58:53+00:00October 2nd, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

If you’ve ever received a phone call from KLS, you were probably informed as a courtesy that your credit report has the potential to be negatively impacted by any unpaid balances. While the majority of our consumers appreciate the heads up, we also hear the relatively common retort of, “go ahead – I don’t