Tips and Tricks

Dating and Debt

2019-02-18T14:21:10+00:00February 14th, 2019|ABC's of Financial Freedom, Tips and Tricks|

About 5 years ago, I went to a dating seminar for advice on how to fix my, in hindsight, un-fixable relationship #supportingselfimprovement.  While I don't remember the majority of what was discussed, I did walk away with one question that stuck with me. “Are you the person the person you’re looking for is looking

Cleaning your Credit

2019-01-30T19:19:28+00:00January 30th, 2019|ABC's of Financial Freedom, Tips and Tricks|

We’ve established the “new year, new me” ideology and accepted that change will be inevitable in 2019, but where do we go from here?  With a god-like willpower and a passion for changing our financial future, let me introduce you to your neglected friend, the credit report. I’ve found in my years of working

Breaking up with my Barista

2019-01-09T14:12:34+00:00January 9th, 2019|ABC's of Financial Freedom, Tips and Tricks|

I met Starbucks during my freshmen year of college.  After long nights of studying, the only thing that got me to class on time was that $5 latte at the shop conveniently located next to my 8:00 a.m. class.  After a while, my connection with that latte grew tired, a typical trait in most

Accept and Acknowledge

2019-01-02T19:18:39+00:00January 2nd, 2019|ABC's of Financial Freedom, KLS Recommendations, Tips and Tricks|

It’s that time of year again, where the motivational pull to be responsible is stronger than ever.  New Year’s resolutions are being made and everyone is rushing to the gym. Even though “eating better” and “exercising more” are among the most popular goals at the beginning of the year, there is another thing people

Holiday Tips from KLS

2018-11-20T16:38:08+00:00December 1st, 2018|KLS Recommendations, Tips and Tricks|

Coming from a family tradition of waking up at 4:00 a.m. on Black Friday to tackle the crowds and chaos in the ultimate shopping day of the year, my holiday season has always had a stressful kick start. The news stories and videos that surface of these shoppers on Black Friday are not exaggerated

Recovering From Financial Loss

2018-08-28T12:57:37+00:00July 4th, 2018|KLS Recommendations, Tips and Tricks|

Thanks in part to the knowledge you’ve gained from KLS’ educational tips and tricks, you’re in a wonderful spot financially – your debts have dwindled, your credit score has soared, and you’re busy building a nest egg for yourself, your family, and your future. But what happens when an unexpected financial loss sends your

Mother Knows Best

2018-08-24T15:27:19+00:00May 10th, 2018|KLS Recommendations, Tips and Tricks|

At the close of each month, my mother sits down at the kitchen table and begins her favorite ritual, a process she has dubbed “doing the receipts.” This involves an enormous, time-worn shoebox, enough paper clips and rubber bands to satisfy the organizational demands of a small office for decades, and a handwritten record

It’s that Time of Year Again

2018-07-30T20:38:00+00:00January 9th, 2018|Debt Collections, KLS Recommendations, Tips and Tricks|

It's that time of year again, where the motivational pull to be responsible is stronger than ever. New Year's resolutions are being made and everyone is rushing to the gym. Even though "living a healthier lifestyle" and "losing weight" are among the most popular goals at the beginning of the year, there is another

A Budget-Friendly Christmas

2018-07-30T20:31:18+00:00December 11th, 2017|Debt Collections, KLS Recommendations, Tips and Tricks|

Growing up, my family was the type to keep tradition alive.  We went to the same places and did the same things every year over the holidays.  As our family grew, the presents under the tree started to become more and more overwhelming, and my list of people to shop for became longer with