Tips and Tricks

It’s that Time of Year Again

2018-07-30T20:38:00+00:00January 9th, 2018|Debt Collections, KLS Recommendations, Tips and Tricks|

It's that time of year again, where the motivational pull to be responsible is stronger than ever. New Year's resolutions are being made and everyone is rushing to the gym. Even though "living a healthier lifestyle" and "losing weight" are among the most popular goals at the beginning of the year, there is another

A Budget-Friendly Christmas

2018-07-30T20:31:18+00:00December 11th, 2017|Debt Collections, KLS Recommendations, Tips and Tricks|

Growing up, my family was the type to keep tradition alive.  We went to the same places and did the same things every year over the holidays.  As our family grew, the presents under the tree started to become more and more overwhelming, and my list of people to shop for became longer with