Consumer Assistance2022-06-27T19:54:58+00:00




As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Non Profit Credit Counseling Services may be available in your area.

991 Aviation Parkway

Suite 500

Morrisville, NC 27560

NC Dept. Ins. Permit # 113555

This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.

If your debt is past the statute of limitations, you are hereby notified of the following important consumer information: The law limits how long you can be sued on a debt. This debt may be too old for you to be sued on in court. If it is too old, you cannot be required to pay it through a lawsuit. In many circumstances you can renew the debt and start the time period over for filing a lawsuit to recover this debt if you take specific action such as making a payment, signing a paper in which you admit that you owe the debt or make a new promise to pay, or signing a paper in which you give up or waive your right to stop the creditor from suing you in court to collect the debt.

Account Related Messages Only:

By opting in, you give KLS Financial Services, INC permission to send you account-related text messages, like payment reminders and notifications, in conjunction with the services you have requested.

  • Number of messages will vary by account.
  • By texting JOIN to 820027 you agree you have ownership rights or permission to use the number given to us.
  • Message and data rates may apply.
  • To opt-out, text STOP to 820027 or text STOP to any text message we send you. An opt-out confirmation message will be sent back to you.
  • To request support, text HELP to 820027 or email us at contact@klsinfo.com.
  • If your handset does not support MMS, any MMS messages we send will be delivered as SMS messages.
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