KLS Recommendations

Understanding Insurance Terms

2018-08-28T12:53:06+00:00June 9th, 2018|KLS Recommendations|

Health insurance is one of the single most important consumer investments you can make – maintaining health coverage does far more than simply cover medical costs incurred from office visits and accidents; it provides peace of mind. Understanding the ins and outs of your plan will help you avoid any surprising bills and prepare

Mother Knows Best

2018-08-24T15:27:19+00:00May 10th, 2018|KLS Recommendations, Tips and Tricks|

At the close of each month, my mother sits down at the kitchen table and begins her favorite ritual, a process she has dubbed “doing the receipts.” This involves an enormous, time-worn shoebox, enough paper clips and rubber bands to satisfy the organizational demands of a small office for decades, and a handwritten record

It’s that Time of Year Again

2018-07-30T20:38:00+00:00January 9th, 2018|Debt Collections, KLS Recommendations, Tips and Tricks|

It's that time of year again, where the motivational pull to be responsible is stronger than ever. New Year's resolutions are being made and everyone is rushing to the gym. Even though "living a healthier lifestyle" and "losing weight" are among the most popular goals at the beginning of the year, there is another

A Budget-Friendly Christmas

2018-07-30T20:31:18+00:00December 11th, 2017|Debt Collections, KLS Recommendations, Tips and Tricks|

Growing up, my family was the type to keep tradition alive.  We went to the same places and did the same things every year over the holidays.  As our family grew, the presents under the tree started to become more and more overwhelming, and my list of people to shop for became longer with