Health insurance is one of the single most important consumer investments you can make – maintaining health coverage does far more than simply cover medical costs incurred from office visits and accidents; it provides peace of mind. Understanding the ins and outs of your plan will help you avoid any surprising bills and prepare
At the close of each month, my mother sits down at the kitchen table and begins her favorite ritual, a process she has dubbed “doing the receipts.” This involves an enormous, time-worn shoebox, enough paper clips and rubber bands to satisfy the organizational demands of a small office for decades, and a handwritten record
In 28 years of business, KLS has helped a lot of people through the process of paying their debts, understanding their credit scores, and building a better financial future. When opening a collection agency in 1990, Kim Smith knew that there would always be a negative cloud hovering overhead with the many stigmas associated
It's that time of year again, where the motivational pull to be responsible is stronger than ever. New Year's resolutions are being made and everyone is rushing to the gym. Even though "living a healthier lifestyle" and "losing weight" are among the most popular goals at the beginning of the year, there is another
Growing up, my family was the type to keep tradition alive. We went to the same places and did the same things every year over the holidays. As our family grew, the presents under the tree started to become more and more overwhelming, and my list of people to shop for became longer with
